SR 22 Insurance is sometimes called, a certificate of insurance or a financial responsibility filing, Required by most DMV's for high risk policies. A DMV may require an insured sign up for SR22 insurance when there is a conviction of an accident or other related traffic offense on a drivers record like a DUI or driving without a license. An SR22 may be required for 3 years for driving with no insurance or driving with a license suspension and up to 5 years for a DUI. If an SR22 insurance is expired or cancelled the insurance company is required to fill out an SR26 form which certifies to the courts cancellation of the policy. Some state allow you to submit an SR22 in lieu of a cash deposit, Arizona for example. In stead of paying a $40,000 cash deposit you can be given an SR22 which comes with higher premiums due to the higher risk.
Allstate's standards although at times are difficult, very rewarding for those who qualify. With the best car title's you are able to qualify for top notch insurance you are able to get better deductibles and accident forgiveness which provides true insurance for you and your vehicles. If you have a salvage title however I would recommend going with another carrier for your insurance, brokers are a great way to go when looking for this, this also applies if you haven't had insurance for more than one year. You need to look for another carrier with Allstate. This can be difficult as well due the number of immigrant people that are looking for cheap insurance, in all cases Allstate is required to deny these individuals due to lack of prior insurance. When you have been in the country a long time and have shown that you are a responsible driver on the road however, Allstate is truly the way to go due the attention to each individual by their agents and the care that we take into our claims process.