Can you believe Elon Musk is planning to add a solar panel to his trucks??? That's amazing. They will be totally solar driven trucks which saves so much on oil prices, gas and the environment. LA's smog will be nonexistent with Elon's Trucks. These despite everything that's swirling around Elon musk's adventures and accomplishments his trucking sector is actually a big part of his plans and growth for the industry.
This shows a reduction in carbon emissions, with the electric Semi trucks or one might call it the "electruck", this is seriously a big commitment to R&D but a big payoff if he is able to figure out how to pioneer this system of providing. Elon has not only talked about electric and solar powered trucks but also electric and solar panel air plains. This would also effect sea freight industries. We already spend millions on fuel and gas for these large boats, but with the solar panel we can see this would revolutionize the ecosystem and spending.
Overtime, costs to build these panels decrease because of new developments and new learning that is discovered in the industry. Overall this would become a regular thing and mass produced causing lots more and more of this production.
In Southern California, pollution from these trucks with their emissions there is serious question as to the helpfulness of these trucks and how these are able to effect out ecosystem. If all our trucks were able to get solar panels installed in a way that "looked cool" and not too obvious there were solar panels and still provided the same function this would be very amazing to the industry and really change the question and issue of the emissions that our cars and trucks are being placed into the world.
These are just some thoughts from the Burkholz Insurance Agency. Overall it would change the effectiveness and quality of ourtrucking industry, price wise as well as emissions output.
As a commercial trucker you will find that making your insurance payments for your truck, however there are many items that you need to cover inside as well as the exterior of your truck. This is in many cases one of the highest cost that you will have in your lifetime. You house can start from $700-$2300 depending on your mortgage and financing that you have. However your truck insurance payment is and can be around the same amounts. In order to keep these costs down you need to follow some basic tips in order to get the most out of your insurance.
Some things to look at is if your truck has an alarm on the truck, how many airbags you have, you can also get a discount if you have taken adefensive driving course.
Start also by dropping towing coverage. This in many cases truckers find this to be a luxury and not a necessity to keep costs low. This cost to add the coverage in many cases is more expensive than the amount it is to tow and how often you get your vehicle towed. Roadside is also an extra cost that can overall be more expensive.
f you also drop completely comprehensive coverage to save money on your truck insurance. This is coverage against physical damage or anything that's not related to liability or collision. Vandalism, theft, fire, ect. which this cost is very expensive. In many cases you end up paying costs out of your own pocket anyway. Think of the costs if someone steals. In many cases it's a product that's $200 or if you have some kind of comp claim a $500 comp deductible wouldn't cover nearly anything in this case. Think if this is something that you surely want on your truck if you need this or not. How often a theft happens. If you're looking to save then consider taking this coverage off unless you want to get this updated. You can always go back and add it.
The best way to save money on your truck insurance is to never have an accident. If you take good care of your truck and are very careful while driving and never file claims, you're risks will decrease and costs will always be low. You get rewarded when you never file claims.
If you are married, if you don't drink or smoke and if you have an education you will find better and more discounts. There are also discounts depending and that change depending on how you drive.
The advice I've given are the bare bones minimum and are the mandated by the state. If you truck is modest there are many reason's to keep costs down.
You can also pay yearly to keep costs down, this though can be costly can be worth it if you are really needing to save. To just pay by a credit card in order to pay the least amount as possible.
If you're really not able to pay the costs of your insurance consider shopping for another carrier to cover the costs of your insurance.
Take advantage of every possible discount to get the right one for you. Do you want accident forgiveness? Do you want or get a good driver discount? A good student discount? Good driver history. Anti-lock brakes, all play a part in getting you the best possible rates.
There's also another discount called the Safe Vehicle Truck Discount. If your truck has a variety of safety features, like airbags, anti-lock brakes, you may qualify for a reduced rate on you're insurance.
Take your time. You have plenty of time to get it right, talk to your agent to see if you're able to get the best and cheapest rate.
Things can get pretty hairy when you have a long record of accidents. Even if you weren't at fault. Most insurance companies don't hold an accident against your record for 5 years. After 5 years that accident is as if it never happened. However some companies like to keep that going on your record regardless of how long ago that happened. Just because it's there they want to keep that going.
In most cases if you weren't at fault then the accident will be on your record for 3 years. After a non at fault accident you need to be extra careful to not get in any accidents that are your fault becauseinsurance companies will look at how many incidents you have an not just who was at fault. If you have a not at fault and an atfault accident that will definitely hurt your insurance rates as if it were almost an at fault. What an insurance company will look for 3 incidents one ticket, one at fault and one non at fault and that will disqualify the policy from coverage but one ticket and one accident and that could keep the policy in effect.
These higher premiums due to accidents are called surcharges. Your driving record is a very important thing. If you're not very careful it can sneak up on your and cause your amounts to go up automatically.
In those cases if you're shopping for insurance be sure to contact your agent that knows what coverage and what policies are going to be the best due to an accident. In many cases Progressive is very helpful with accidents and tickets also Nationwide. Travelers doesn't allow for many accidents they don't allow for international drivers licenses like progressive does.
Talk to an agent who can help you find the best rates you can find and one that will be on top of when any accident or change to your policy can occur. Some companies won't change the premium when an accident falls off your record. Make sure you get an agent that will be on top of your policy in order to help that customer to get the best premium that they can.
It doesn't matter if you are a seasoned veteran or if you're a newbie as a truck driver all need to be prepare for the worst when going through the mountain ranges, windy roads and potential debris that could be on the roads for whatever reason. If you're driving in the winter time there are good chances that salt trucks and snow trucks haven't been able to get to these back of the mountain areas. The number of increased deaths and fatalities truly increases when drivers go into the slick and curvy roads of the mountains. Some of these accidents even lead to fatalities on the road.
It's important to always find out what the weather will be before a long trip. These road conditions are extremely important for the overall well being of not just the truck driver but also for everyone else on the road which would be effected in the event of an accident. This can lead to more accidents. If the cargo inside of the truck is flammable it can cause forest fire. Truckers can also check the weather as they go in order to make sure you're rig is going to be able to make the trip.
It'a also a good idea to talk to other truck drivers in order to get an idea of what roads are some of the best to be driving and on and what roads are going to be better to avoid given the weather that could be detrimental to the trip. Another thing to look at would be to check your braking system when leaving for a long trip. Imagine you haven't had your brakes checked for two years and go on a long trip through the mountains and expect clement weather which not only could cause delays but a weak or even broker braking system that hasn't been checked would cause a downward accident on the road hurting hundreds of other drivers on the roads. This is vital to have your brakes and other important things that could cause an accident like a broken transmission, ect.
We've all seen drivers on the roads that want to pass trucks. This is absolutely given. When driving on any road that gives you the opportunity to take a runaway lane, take advantage of this lane which has been placed in this location to protect the drivers who want to pass the truck that is likely keeping everyone else backed up. This is very important.
We all know that trucks get tailgated from time to time due to their lower speeds on the roads. But don't tailgate as a truck driver. Your vehicle is more likely to have an accident from tailgating another vehicle than a regular car. Not only because of the size but because of it's size it's ability to brake quickly is obstructed by it's size. Any over estimation of it's ability to brake could lead to a terrible accident.
Make sure you are fully covered before you go out and start driving. Not just for others sake but for your own vehicle's sake. You will be so glad you hadinsurance when you had it, so it's a must when you're on the roads. Get property damage, get motor carrier coverage, get liability coverage. You will feel and be much safer when you get these things all together and in the case of an accident you will completely sure you have the coverage even if you're just loading up your truck.
The Burkholz Insurance Agency specializes in home, auto, commercial real estate and truckers insurance. We have several locations accross the country and have multiple enterprises we go through to provide some of the best products for our customers. W have Bundling options, broker with multiple providers, good student discount, Broker in Las Vegas NV, 100% straight forward pricing, Best reputation in Las Vegas, NV. Contact us for a quote.